Get Started

Blogs &
Insights

Stay informed with our latest articles on Bitcoin borrowing, DeFi lending, and the crypto market.

Get a loan

All Posts

Crypto Lending Explained

Crypto Lending Explained for Beginners: FAQs Answered

Crypto lending explained for beginners. Get answers to 25+ FAQs on how it works, rates, risks, platforms, and how to start lending or borrowing crypto.

Arkadii Kaminskyi

April 8, 2026

Crypto Lending vs Staking: Which Is Better for Your Assets?

Sats Terminal Borrow is a non-custodial Bitcoin loan marketplace that aggregates major on-chain and off-chain providers. Compare rates, fees, and terms in one place and get stablecoins with a simple, transparent flow. You keep control of your assets while we orchestrate wallet setup, bridging, and smart contract execution.

Risk Warning: Bitcoin-backed loans and yields carry significant risk, including loss of principal from volatility and liquidation. Rates are variable and not guaranteed. This is not financial advice — only use funds you can afford to lose.

Resources

Home

Borrow

Earn

Learn

Blog

Glossary

Learn

FAQ

Company

All Posts

Crypto Lending Explained

Crypto Lending Explained for Beginners: FAQs Answered

Crypto lending explained for beginners. Get answers to 25+ FAQs on how it works, rates, risks, platforms, and how to start lending or borrowing crypto.

Arkadii Kaminskyi

April 8, 2026

Crypto Lending vs Staking

Crypto Lending vs Staking: Which Is Better for Your Assets?

Crypto lending vs staking: compare yields, risks, lockups, and supported assets to decide the best passive income strategy for your portfolio in 2025.

Arkadii Kaminskyi

April 8, 2026

Best Crypto Lending Platforms 2025

Best Crypto Lending Platforms 2025: Ranked & Reviewed

We rank and review the best crypto lending platforms 2025 with scored evaluations across security, rates, UX, and more to find the right fit.

Arkadii Kaminskyi

April 8, 2026

Crypto Lending Platform

Top 10 Crypto Lending Platforms in 2025

Compare the top 10 crypto lending platforms in 2025. Find the best rates, features, and security across DeFi and CeFi options for borrowers.

Arkadii Kaminskyi

April 8, 2026

Best Crypto Lending Platform

How to Choose the Best Crypto Lending Platform for You

Discover how to choose the best crypto lending platform with our step-by-step evaluation framework covering security, rates, LTV, and investor profiles.

Arkadii Kaminskyi

April 8, 2026

Crypto Lending

Crypto Lending vs. Traditional Bank Loans: Key Differences

Crypto lending explained: discover how crypto-backed loans compare to traditional bank loans on speed, rates, collateral, and accessibility.

Arkadii Kaminskyi

April 8, 2026

Crypto Lending

How Does Crypto Lending Work? The Full Breakdown

Learn how crypto lending works step by step: smart contracts, collateral, interest rates, oracles, and liquidation mechanics fully explained.

Arkadii Kaminskyi

April 8, 2026

Crypto Lending Risks

Crypto Lending Risks Every Borrower Should Know

Understand the critical crypto lending risks every borrower must know, from liquidation and smart contract exploits to platform insolvency.

Arkadii Kaminskyi

April 8, 2026

Crypto Lending

What Is Crypto Lending? A Complete Beginner's Guide

Learn what crypto lending is, how it works, the difference between DeFi and CeFi platforms, key terms like LTV and liquidation, and how to get started.

Arkadii Kaminskyi

April 8, 2026

Article

Morpho Is Now Live on Borrow by Sats Terminal

More choice, better rates: Morpho liquidity is now available through Borrow.

Arkadii Kaminskyi

April 8, 2026

Article

Putting Bitcoin to Work - Episode 6: Fixed vs Variable Bitcoin Loans

Choosing the right loan type to match your goals, timeline, and risk comfort.

Arkadii Kaminskyi

April 8, 2026

spark

Understanding Spark UTXOs

If you’ve used Spark swaps or traded BTKN tokens, you’ve already interacted with Bitcoin’s UTXO model—even if you didn’t know it.

Arkadii Kaminskyi

April 8, 2026

Who Holds Your Bitcoin?

Putting Bitcoin to Work - Episode 5: Who Holds Your Bitcoin?

When you borrow against your bitcoin, one question matters more than most: Who actually controls your coins while the loan is active?

Arkadii Kaminskyi

April 8, 2026

spark

How to Swap Spark Tokens Fast

Now that Spark swaps are available on Sats Terminal, anyone can connect their wallet, compare best-execution routes, and complete a swap that settles back to Bitcoin L1 in seconds.

Arkadii Kaminskyi

April 8, 2026

Avoiding Liquidation

Putting Bitcoin to Work - Episode 4: Avoiding Liquidation

Borrowing against your bitcoin can unlock liquidity without selling your stack, but it can also introduce risk.

Arkadii Kaminskyi

April 8, 2026

Article

Putting Bitcoin to Work - Episode 03: Smart Ways to Use Your Loan

Let’s say you’ve been holding bitcoin for years. You believe in it long-term, but right now you could use a bit of liquidity. Maybe for taxes, a project, or just some breathing room.

Arkadii Kaminskyi

April 8, 2026

bitcoin loans

Putting Bitcoin to Work - Episode 02: Borrow Without Selling

What if you could unlock the value of your bitcoin without ever selling it? That’s exactly what bitcoin-backed loans make possible.

Arkadii Kaminskyi

April 8, 2026

Bitcoin-backed loans

Putting Bitcoin to Work - Episode 01

Did you know a bitcoin loan isn’t just about getting quick cash? It’s a way to access liquidity with your bitcoin without selling, and it has more use cases than most people expect.

Arkadii Kaminskyi

April 8, 2026

Article

DeFi vs. CeFi: How to Choose the Right Bitcoin Loan in 2025

Picking between the DeFi and CeFi is all about how much control, risk, and effort you’re willing to trade for easy cash. In this post we breakdown the biggest differences between the two and help you choose the right loan offer that suits your risk profile.

Arkadii Kaminskyi

April 8, 2026

Spark

Spark Swaps Now Live on Sats Terminal

Say hello to the fastest, smoothest way to trade BKTN tokens secured by Bitcoin, directly from your Xverse Spark Wallet. Developed in collaboration with Flashnet, Spark, and Xverse.

Arkadii Kaminskyi

April 8, 2026

Article

Meet Borrow by Sats Terminal: The Easy Way to Compare Loans and Borrow With Bitcoin

Today we’re excited to announce the beta launch of Borrow, our new bitcoin loan product. It’s the simplest, most transparent way to borrow against your bitcoin.

Arkadii Kaminskyi

April 8, 2026

Article

Introducing BTKN on Sats Terminal: Bitcoin-native tokens, unified experience.

Bitcoin-native token trading, finally — seamless, secure, and instant.

Arkadii Kaminskyi

April 8, 2026

Article

The 2025 Complete Guide to Bitcoin Borrowing

Learn how to unlock liquidity from your Bitcoin in 2025, without selling, by navigating today’s best loan rates, collateral requirements, and smart strategies for borrowing safely.

Arkadii Kaminskyi

April 8, 2026

Blogs &Insights

Crypto Lending Explained for Beginners: FAQs Answered

Crypto Lending Explained for Beginners: FAQs Answered

Crypto Lending vs Staking: Which Is Better for Your Assets?

Best Crypto Lending Platforms 2025: Ranked & Reviewed

Top 10 Crypto Lending Platforms in 2025

How to Choose the Best Crypto Lending Platform for You

Crypto Lending vs. Traditional Bank Loans: Key Differences

How Does Crypto Lending Work? The Full Breakdown

Crypto Lending Risks Every Borrower Should Know

What Is Crypto Lending? A Complete Beginner's Guide

Morpho Is Now Live on Borrow by Sats Terminal

Putting Bitcoin to Work - Episode 6: Fixed vs Variable Bitcoin Loans

Understanding Spark UTXOs

Putting Bitcoin to Work - Episode 5: Who Holds Your Bitcoin?

How to Swap Spark Tokens Fast

Putting Bitcoin to Work - Episode 4: Avoiding Liquidation

Putting Bitcoin to Work - Episode 03: Smart Ways to Use Your Loan

Putting Bitcoin to Work - Episode 02: Borrow Without Selling

Putting Bitcoin to Work - Episode 01

DeFi vs. CeFi: How to Choose the Right Bitcoin Loan in 2025

Spark Swaps Now Live on Sats Terminal

Meet Borrow by Sats Terminal: The Easy Way to Compare Loans and Borrow With Bitcoin

Introducing BTKN on Sats Terminal: Bitcoin-native tokens, unified experience.

The 2025 Complete Guide to Bitcoin Borrowing

Blogs &
Insights