Your everything Bitcoin app - swap, borrow, and earn with BTC

Sats Terminal is a Bitcoin liquidity protocol that powers loans, yield, and trading for retail and business users.

Bitcoin is the world's most trusted asset, but accessing liquidity against it has always been fragmented, complex, and inaccessible. Hundreds of protocols. Dozens of chains. No single place to make your Bitcoin work. We built Sats Terminal to change that.

Borrow by Sats Terminal

Access stablecoin liquidity against your Bitcoin instantly - without selling. Our cross-chain aggregator compares rates across leading lending protocols including Aave, Morpho, Kamino, and Venus, and automatically routes your loan to the best available terms. Supported collateral includes WBTC, cbBTC, BTCB, and more across Ethereum, Arbitrum, Base, BNB Chain, Solana, and beyond. No KYC. Fully self-custodial. One Bitcoin block confirmation to receive your stablecoins.

Earn with Sats Terminal

Put your Bitcoin and stablecoins to work. Choose from native and partner vaults, deploy your capital, and earn real-time yield.

Trade by Sats Terminal

Swap Bitcoin to wrapped Bitcoins, stablecoins, Bitcoin L1 and L2 tokens, and more - with the best execution across the ecosystem. Powered by SatStream, our routing algorithm finds the most efficient path for every order.

All products are available through our native app and a plug-and-play SDK that any wallet, exchange, or platform can integrate in days.

Founded in September 2024 by Stan Havryliuk and Rishabh - two builders with deep roots in Web3 - Sats Terminal connects the fragmented Bitcoin liquidity landscape into a single experience, turning Bitcoin from a stored asset into working capital.

Sats Terminal is backed by Coinbase Ventures, Draper Associates, YZi Labs, and other prominent investors.

Build and grow your capital with Sats Terminal.